Author: Thomas Daugherty

Chargebacks: Why am I not protected?

Before addressing this exasperating question, let me first provide more information regarding why chargebacks exist. Chargebacks are designed to protect the consumer, not the merchant. They are to uphold the integrity of the payment card industry. With so many breaches occurring, such as the recent Target breach, consumers […]

Part 2: Road Map to PCI

This month we take a look at the second requirement to Building and Maintaining a Secure Network: Changing vendor-supplied defaults for system passwords and other security parameters. As always, if you have any questions about PCI or the best practices contained in our Road Map series let us know. […]

Part 1: Road Map to PCI

The PCI Council has set aside a set of Data Security Standards for securing and standardizing the electronic payment industry. But what exactly are the standards? Do they all apply to you? We will look at each of the 12 PCI Data Security Standards and how they apply to you. […]