Accepting eCheck transactions is a cost effective way to boost profitability for your organization and offers an easy way for your constituents or customers to financially impact your organization. Knowing your role and what your requirements are within the ACH ecosystem is important to your continued success. […]
Tag: Security
New EMV Chip Payment Technology Coming to the US
There has been a large amount of discussion surrounding the security of using cards to pay at the register in recent months. The interest in the security of these payments was recently ignited in November 2013 when Target and Neiman Marcus both suffered breaches that captured the sensitive d[…]
Part 4: Road Map to PCI
Welcome back to another installment of our series on the PCI Data Security Standards: “Encrypt transmission of cardholder data and sensitive information across open public networks.” This month we will take a look at the fourth requirement your organization needs to follow in order to meet the PCI DSS. […]
Reducing Fraud: Card Not Present Fraud Prevention
Card not present (CNP) fraud has continued to increase as more and more business is being conducted in an e-commerce environment. According to Cardhub, “Credit card and debit card fraud resulted in losses amounting to $11.27 billion during 2012.” It goes on to state that, “merchant losses mainly occur […]
Part 3: Road Map to PCI
This month we move into a new area of focus for the PCI Data Security Standards, Protect Cardholder Data. This area of focus is comprised of two specific requirements from the card brands, and they are crucial to making sure that your cardholders’ data is secure. […]
Reducing Fraud: Card Present Fraud Prevention
Traditionally, counterfeit fraud attempts increase after large data compromises, such as the recent Target breach. According to Visa, the key areas to focus on to mitigate this risk are: proper card acceptance procedures, identification of valid and suspicious cards, verification of cardholder identity and identifying suspicious behavior. This simply means […]
Takeaways from the Target Breach
In what could be the largest breach to date, Target announced that thieves were able to compromise data for some 70 million people and approximately 40 million credit and debit card accounts. The data was exposed for transactions made between November 27 and December 15, 2013. The breach is believed[…]
Password Security
Passwords have become part of everyday life in the Internet. You need passwords for banking, email access, e-commerce, social media, and most websites where your private data may be stored or tracked. So how do you make sure you have set up your accounts with secure passwords that you […]
Part 2: Road Map to PCI
This month we take a look at the second requirement to Building and Maintaining a Secure Network: Changing vendor-supplied defaults for system passwords and other security parameters. As always, if you have any questions about PCI or the best practices contained in our Road Map series let us know. […]
360 Degrees of PCI
We can’t talk about the importance of security enough. Protecting card data is imperative, and when you meet the Payment Card Industry security requirements you build donor trust along with your reputation. MasterCard has put together some great resources that cover[…]